According to Ontario Law, every driver must have car insurance on the vehicle that they drive, and every insurance policy must include the following:
  • Third-Party Liability Coverage — with a $200,000 minimum in case someone else is killed or injured or their property is damaged as a result of a car accident you are in
  • Statutory Accident Benefits Coverage — provides you with benefits if you are injured in an accident even if you were at fault
  • Direct Compensation & Property Damage Coverage — for any damage to your vehicle and possessions inside it if you are in an accident and someone else was at fault
  • Uninsured Automobile Coverage — for you and your family if you are injured or killed by a vehicle that is uninsured or flees the scene before their identity can be determined

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